Avis Inaia Finance 2025 : Investing in halal gold online

L’or a toujours été un pilier de la diversification patrimoniale, et ce pour de bonnes raisons. Contrairement aux actifs financiers traditionnels, il conserve sa valeur sur le long terme et sert d’assurance contre l’inflation ou les crises géopolitiques.
Chez Inaia Finance, cet avantage se double d’un engagement éthique : votre or physique est stocké en Allemagne dans des coffres sécurisés, et chaque transaction respecte les principes de la finance islamique (contrat Wakala). Bien sûr, comme tout placement, il faut garder un horizon long terme pour lisser les variations de prix, mais l’expérience des clients Inaia montre que la plus-value générée compense souvent les frais initiaux.

The "right moment" depends on your strategy. If you see gold as a pillar of your savings, rather than a speculative gamble, it's a good idea to build it up gradually through regular payments. Inaia Finance's flexible savings plan makes it possible to start with as little as €1. In 2025, gold remains a stabilizing asset in a portfolio, especially with the increased volatility of traditional markets. However, as Trustpilot reviews point out, it is better to consider this investment as an "anchor" rather than a short-term opportunity, as the fees (5.95% on purchase) require time to mature.

Absolutely, and it's even a recommended approach for beginners. With €1,000, you can buy around 7-8g of gold via Inaia Finance (including purchase costs). This modest sum is enough to get you into the game, while respecting Islamic precepts: the gold is acquired in full ownership, without riba or gharar. As one Trustpilot customer testifies, "even a small amount becomes a seed that grows when you cultivate patience ". Should the need arise, resale is just a few clicks away, with only a 1% fee, for rapid liquidity if necessary.

Predicting the future is impossible, but recent history speaks for itself: gold has gained an average of 8% a year over the past 10 years, according to Morningstar. In 2025, persistent monetary tensions (high interest rates, global debt) and geopolitical uncertainties will reinforce its role as a "safe haven". By facilitating access to this metal, Inaia Finance enables investors to take advantage of this dynamic without compromising their convictions. It should be noted that a sudden price collapse would probably be temporary, as previous cycles have shown. That's why savvy investors, such as those who have sold their gold in less than 5 days according to opinions, prefer a gradual, reasoned approach.

Returns depend on the time of purchase and length of holding. Over 10 years, €10,000 invested in gold would have generated an average capital of €21,500, thanks to this 8% annual growth. With Inaia, you benefit from real-time monitoring via the app, enabling you to adjust your strategy. Of course, the fees (5.95% on entry, 1% on exit) slightly reduce profitability, but they guarantee a Shari'ah-compliant investment. An Inaia customer explains, "It took me 4 years to double my capital, but every year I see my savings protected from inflation, which is a relief."

Gold is not without risk, but its weaknesses are manageable. Firstly, its price may temporarily fall during periods of strong economic growth - which is why it should not represent more than 10-15% of your portfolio. Secondly, the costs of purchase (5.95%) and physical delivery (e.g. €57.77 for 20g) require a long-term horizon. Finally, unlike equities, gold does not generate passive income. However, Inaia eliminates logistical risk (free storage in insured vaults) and ethical risk (Wakala certification). As one user reminds us, "gold is a safety savings account, not a casino".

Yes, but these falls are often opportunities for patient savers. Gold follows cycles: it rises in times of crisis and falls when markets are optimistic. However, its intrinsic value - its industrial usefulness, its scarcity - always brings it back to its peaks. Inaia Finance incorporates this logic into its model: by storing your gold or silver in Germany, you benefit from its global liquidity without fear of permanent depreciation. A customer confides: "When the price dropped in 2020, I added cheap grams. Two years later, I was glad I'd waited. In short, the key is to stay invested without panicking.

At Inaia Finance, the choice is simple: you buy grams of pure gold (99.99%) in the form of certified Green Gold ingots, engraved with the Shahada. These ingots, produced in Switzerland to LBMA standards, are universally recognized, guaranteeing easy resale. No need to get lost in limited editions or historical coins, which complicate liquidity. As one user puts it: "I received my 40g ingot, and it's as reassuring as a safe. If you prefer not to deal with delivery, the safe storage option is ideal, with only €12/year to secure your metal.

Investing in gold has no time limit, because its role is eternal: to protect your purchasing power. In 2025, gold remains attractive in the face of monetary instability and record debts. Inaia Finance allows you to start small, with regular micro-investments, to benefit from the famous "oak leaf savings" effect - modest at the root, powerful over time. As one Muslim investor points out on Muslim Expat: "I waited 4 years before selling, and the capital gain covered the costs. It's better to plant late than never. In short, if your aim is to preserve your money in alignment with your values, 2025 is a good time to start.